# Handle - [Introduction](https://docs.handle.ng/introduction.md): Accept cardless, instant bank payments with Handle - [Quickstart](https://docs.handle.ng/quickstart.md): Process your first payment in under 5 minutes - [Authentication](https://docs.handle.ng/authentication.md): Secure your API requests with Bearer Secret Keys - [Webhooks & Events](https://docs.handle.ng/webhooks.md): Receive real-time notifications for payment events - [SoftPOS & In-Store Payments](https://docs.handle.ng/softpos.md): Accept in-store payments on any smartphone or POS terminal - [Error Codes & Troubleshooting](https://docs.handle.ng/errors.md): Comprehensive guide to error codes and resolutions - [Resolve Handle](https://docs.handle.ng/api-reference/charges/resolve-handle.md): Look up customer by @handle and retrieve active mandate banks - [Dispatch Authorization](https://docs.handle.ng/api-reference/charges/dispatch.md): Trigger in-app biometric push notification or generate a dynamic QR code - [Verify Transaction](https://docs.handle.ng/api-reference/charges/verify.md): Server-to-server confirmation of transaction status and settlement details - [Create Refund](https://docs.handle.ng/api-reference/refunds/create.md): Initiate an automated full or partial refund to the customer's bank account ## OpenAPI Specs - [openapi](/openapi.json)